How it Works
How It Works
GoCredit.me is here to help you build a brighter financial future. We’re committed to connecting customers with loans to cover quick-money needs while helping them build credit history and savings at the same time. This combination helps you plan ahead while getting you the money you need now—sometimes on the same day that you apply.
GoCredit.me provides credit builder loans to help you journey to a more stable financial future. After getting approved, you pay the loan back through a scheduled series of payments, helping you build your credit history. Plus, as you pay back your loan, your customer savings component builds. The customer savings component is held until you finish your payments—then that money will be transferred to you.
Cash Fast
First, you’ll receive a portion of your loan amount to address your urgent or unexpected financial needs. This could include buying back-to-school supplies, repairing your car after a fender bender, covering unplanned medical bills—or any other expense that needs fast funds. We’ve got your back.
Build Your Credit History
GoCredit.me reports payments to 1 of 3 major credit bureaus once a month on your behalf. When you make payments, that payment history information is transmitted to the credit bureau. Once you make your payments as scheduled—or if you pay off the entire loan early—you’ll receive the customer savings component within 15 business days, plus you’ll have had the chance to build your credit history!
Simple steps to help you build a brighter financial future
GoCredit.me makes it easy to get a credit builder loan up to $4,000*, allowing you to build credit history and savings.
Apply Now!
Complete the quick and easy installment loan application and get approved for up to $4,000* within minutes of submitting your information.
Get Funded
A portion of your cash will be deposited directly into your bank account the same day, and the rest becomes your customer savings component that you can monitor through your customer portal.
Build Credit History
Once you’ve been approved and begin making payments, your payments will be reported and you’ll automatically build your credit history.
Collect Your Savings
After you’ve paid off your loan in full, your customer savings component will be transferred to you within 15 business days, allowing you to continue your journey toward financial stability.
